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Overall, are my refinance closing costs reasonable/competitive?

Apr 21, 2008 by patrick p | Posted in Renting & Real Estate

My house is worth 70-80k, my credit's OKAY (620's). I live in NY state (and apparently there's an NY STATE DOC fee of $500. I'm doing an FHA.

Here's what one broker offered me, I'm wondering what others here think of it:

1%

These are actually pretty normal. The origination and processing fees are charged by the broker so those could be potentially lower if you compare with another broker. And the underwriting, tax, flood fees are all lender fees and don't really vary that

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