household mortgage services

Should I pay down my mortgage?

I bought a house this year. It is less than I can afford. I have been funneling $500 a month into an S&P index. Long term it has performed 9-11% over the time frame it would take to pay off a house. My interest is 4.75% with no tax write off because


I quit reading after the first paragraph, because my advice is the same regardless of your details.
1. Put 3 to 6 months of expenses into a SEPARATE money market account for EMERGENCIES.
2. Contribute 15% of your income into retirement accounts.

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