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refinance w/ taking cash out OR home equity loan?

So, I am in a situation where I had a good job for years w/o a degree, bought a condo, got laid off and now working again, but I think the real solution is to go back and finish my bachelor's degree. In order to do this, I would like to quit my job this


I agree with Ghost, but what he forgot was that when you refinance, you are going to have to pay fees, closing costs and for an appraisal, totaling about $10,000...this may not make it worth it.

On the home equity side of things, you are

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