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debt consolidation?

Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested


If you have 10k in the bank, why not use half of it on your debt. That would make things much more manageable.

Then get yourself on a written budget and attack the other 7500.

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