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IS IT LEGAL for GMAC Mortgage Co to charge us insurance for last year that we didn't know about ?

Mar 23, 2009 by Yoshiko Yasui | Posted in Law & Ethics

WE just got a letter telling us that for 2009/2010 we don't have sufficient home/wind isurance and they will add it to our mortgage payment, doubling it, unless we pay them $6,000. My husband went immediately to our insurance agent, got the SAME COVERAGE

Well, I read that you weren't advised that you didn't have adequate insurance for 2008/09 until they advised you that you needed more insurance for 2009/10 also ? Am I reading this right ? And only then only when you went out to get your own insurance

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