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To increase your credit score is it good to pay a loan almost all the way down to help the debt/credit ratio?

Sep 16, 2010 by Scout | Posted in Credit

When you look up your credit reports it list your debt to credit ratio. The credit portion seems to use the amount that was originally loaned to you. For this reason it would make since to pay a loan of say $100,000 down to $50 then leave it open as this

The ratio is for revolving accounts. So why not pay it all the way down; then you will have 100% available.

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