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Am I gonna save with this credit card balance transfer offer?

Jul 30, 2008 by fishfrenzy | Posted in Credit

Ok i'm clueless as to how to do calculations for APR and all. So here goes: My current card has an APR of 10.49%. I want to do a balance transfer of $1300 to another card with a 0% APR for a year, but with a 3% balance transfer fee. Am I gonna save money?

If you pay if off and follow all of the fine print rules, then yes.

1300 x 1.03 = 1339 (your new balance after the transfer)

You will have to be able to pay 112 dollars a month to pay it off in 12 months, you might want to

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